Financial technology provider Fiserv (NASDAQ: FISV) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 7.8% year on year to $5.28 billion. Its non-GAAP profit of $1.99 per share was 4.6% above analysts’ consensus estimates.
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Fiserv (FISV) Q4 CY2025 Highlights:
- Revenue: $5.28 billion vs analyst estimates of $4.91 billion (7.8% year-on-year growth, 7.7% beat)
- Pre-tax Profit: $962 million (18.2% margin)
- Adjusted EPS: $1.99 vs analyst estimates of $1.90 (4.6% beat)
- Adjusted EPS guidance for the upcoming financial year 2026 is $8.15 at the midpoint, missing analyst estimates by 0.6%
- Market Capitalization: $32.35 billion
“During the fourth quarter, which marked the first full quarter executing the One Fiserv plan, the team took decisive steps and achieved several meaningful milestones and client wins, while also delivering performance in line with our expectations,” said Mike Lyons, Chief Executive Officer of Fiserv.
Company Overview
Powering over 1 billion accounts and processing more than 12,000 financial transactions per second globally, Fiserv (NASDAQ: FISV) provides payment processing and financial technology solutions that enable merchants, banks, and credit unions to accept payments and manage financial transactions.
Revenue Growth
Reviewing a company’s long-term sales performance reveals insights into its quality. Any business can put up a good quarter or two, but the best consistently grow over the long haul. Thankfully, Fiserv’s 7.7% annualized revenue growth over the last five years was decent. Its growth was slightly above the average financials company and shows its offerings resonate with customers.
We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. Fiserv’s recent performance shows its demand has slowed as its annualized revenue growth of 6.3% over the last two years was below its five-year trend. 
Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.
This quarter, Fiserv reported year-on-year revenue growth of 7.8%, and its $5.28 billion of revenue exceeded Wall Street’s estimates by 7.7%.
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Key Takeaways from Fiserv’s Q4 Results
We were impressed by how significantly Fiserv blew past analysts’ revenue expectations this quarter. We were also glad its EPS outperformed Wall Street’s estimates. On the other hand, its full-year EPS guidance slightly missed. Overall, we think this was a decent quarter with some key metrics above expectations. Investors were likely hoping for more, and shares traded down 3.8% to $57.65 immediately after reporting.
Is Fiserv an attractive investment opportunity right now? When making that decision, it’s important to consider its valuation, business qualities, as well as what has happened in the latest quarter. We cover that in our actionable full research report which you can read here (it’s free).
