Rancho Santa Margarita, CA - February 4, 2026 - Cox Strategic Wealth, a retirement-focused financial planning firm, announced a strategic retirement planning focus that brings income strategies, tax planning, and Social Security decision-making into a coordinated planning framework for pre-retirees and retirees. This initiative is designed to provide a more integrated, values-driven planning pathway for individuals navigating the transition from work to a secure retirement.

“We created this retirement focus to address the complex realities many retirees face today,” said Kirk Cox, an Investment Advisor Representative and the Founder of Cox Strategic Wealth. “Retirement planning is more than about accumulation – it’s about coordinating income, minimizing tax exposure, and making Social Security decisions in the context of a lifetime plan. Our approach helps clients see these moving parts together rather than separately.”

Through this coordinated retirement planning framework, Cox Strategic Wealth works with clients to:

• Map retirement income sources by identifying how personal savings, investment accounts, and guaranteed income streams can work together to support long-term lifestyle needs.

• Evaluate tax exposure across retirement phases, helping clients understand how required distributions, Roth conversions, and account structure may affect after-tax income over different stages of retirement.

• Coordinate Social Security decisions within the broader financial picture, allowing clients to assess timing options and benefit strategies alongside other income sources rather than as a standalone decision.

• Align financial decisions with personal priorities, ensuring that income and tax strategies reflect individual values, family considerations, and long-term goals.

• Provide a clear planning roadmap, giving clients visibility into potential tradeoffs and decision points so they can move forward with greater confidence and clarity.

This approach is intended to help individuals make informed decisions today while remaining adaptable as retirement needs, market conditions, and tax environments evolve.

Based in Orange County, California, Cox Strategic Wealth also considers regional factors that can materially influence retirement planning decisions, including state-level tax considerations and cost-of-living dynamics. This geographic perspective allows the firm to tailor strategies to the realities facing local retirees while maintaining a broader, long-term planning outlook.

“Our goal is to provide clients with a clear framework for navigating retirement decisions as conditions evolve,” Cox added. “By focusing on coordination, ongoing review, and transparency around tradeoffs, we aim to support a more informed and confident retirement journey.”

In addition to its financial planning services, Cox Strategic Wealth supports retirement education through workshops and informational seminars across Orange County. These sessions focus on retirement income coordination, tax-aware planning considerations, and Risk-Managed Investment Solutions (RAISE). In the past, Cox has also shared retirement planning perspectives through a local radio programming.

For more information about Cox Strategic Wealth and its retirement planning services, please visit https://coxstrategicwealth.com/.

About Cox Strategic Wealth

Cox Strategic Wealth delivers retirement planning services designed to help individuals assess financial decisions across multiple stages of retirement. The firm’s approach centers on organization, coordination, and long-term planning discipline to support informed decision-making. The firm is led by Kirk Cox, a Certified Financial Fiduciary® through the National Association of Certified Financial Fiduciaries.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cox Strategic Wealth are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Media Contact
Company Name: Cox Strategic Wealth
Contact Person: Kirk Cox, Investment Advisor Representative
Email: Send Email
Phone: 949-233-3337
Country: United States
Website: https://coxstrategicwealth.com/