SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported): November 21, 2002
------------------
EVANS BANCORP, INC.
-------------------
(Exact name of Registrant as Specified in Charter)
NEW YORK 0-18539 16-1332767
--------------------------------------------------------------------------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification Number)
14-16 North Main Street, Angola, New York 14006
--------------------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (716) 549-1000
--------------
ITEM 5. OTHER EVENTS
Evans Bancorp, Inc. is filing herewith a press release issued
on November 21, 2002 which is included herein. This press
release was issued to announce a stock dividend to be paid on
the Company's common stock as approved by the Board of
Directors.
ITEM 7. FINANCIAL STATEMENT AND EXHIBITS
The following exhibit is included herein:
99.1 November 21, 2002 Press Release
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
EVANS BANCORP, INC.
By: /s/ James Tilley
-----------------------------
James Tilley, President & CEO
November 21, 2002