Securities and Exchange Commission Washington, D.C. 20549 Form 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 28, 2002 IMPAC MORTGAGE HOLDINGS, INC. (Exact name of registrant as specified in its charter) Maryland 1-14100 33-0675505 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 1401 Dove Street, Newport Beach, CA, 92660 (Address of principal executive offices including zip code) (949) 475-3600 (Registrant's Telephone Number, Including Area Code) Not Applicable (Former Name or Former Address, if Changed Since Last Report) ITEM 5. Other Events. Reference is made to the press release issued to the public by the Registrant on January 28, 2002, the text of which is attached hereto as Exhibit 99.1, for a description of the events reported pursuant to this Form 8-K and incorporated by reference herein. ITEM 7. Financial Statements and Exhibits. (c) Exhibits 99.1 Press Release dated January 28, 2002 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. IMPAC MORTGAGE HOLDINGS, INC. By: /s/ RICHARD J. JOHNSON -------------------------------- Richard J. Johnson Executive Vice President and Chief Financial Officer Date: January 28, 2002