UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K
                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): December 12, 2003

                              Quotesmith.com, Inc.
                              --------------------
             (Exact name of registrant as specified in its charter)

            Delaware                     0-26781               36-3299423
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(State or other jurisdiction of  (Commission File Number)    (IRS Employer
         incorporation)                                    Identification No.)

8205 South Cass Avenue, Darren, Illinois                        60561
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(Address of principal executive offices)                    (Zip Code)

Registrant's telephone number, including area code 630-515-0170


   ITEM 9. REGULATION FD DISCLOSURE (INFORMATION FURNISHED IN THIS ITEM 9 IS
                           FURNISHED UNDER ITEM 12).

      In accordance with Securities Exchange Commission Release No. 33-8216, the
following information, which is intended to be furnished under Item 12, "Results
of Operations and Financial Condition," is instead being furnished under Item 9,
"Regulation FD Disclosure."

      This information shall not be deemed "filed" for purposes of Section 18 of
the  Securities  Exchange  Act of 1934,  as amended  (the  "Exchange  Act"),  or
incorporated  by reference in any filing under the  Securities  Act of 1933,  as
amended, or the Exchange Act, except as shall be expressly set forth by specific
reference in such a filing.

      On December  12,  2003,  we  announced  a revision to the  guidance we had
previously  issued on October 2, 2003.  The press release is attached  hereto as
Exhibit 99.1 and is incorporated herein by reference.

                                   SIGNATURES

      Pursuant to the  requirements of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                          QUOTESMITH.COM, INC.

DATED: December 12, 2003                  By: /s/ Phillip A. Perillo
                                              -----------------------
                                                  Phillip A. Perillo
                                                  Senior Vice President and
                                                  Chief Financial Officer