SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 -------------------------- Date of Report (Date of earliest event reported): April 24, 2003 -------------------------- AMERICAN EXPRESS COMPANY (Exact name of registrant as specified in its charter) -------------------------- New York 1-7657 13-4922250 ----------------------------- ------------------------ ------------------- (State or other jurisdiction (Commission File Number) (I.R.S. Employer of incorporation or Identification No.) organization) 200 Vesey Street, World Financial Center New York, New York 10285 ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (212) 640-2000 --------------------------------------------------- (Former name or former address, if changed since last report) ================================================================================ ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (c) Exhibits 99.1 Press Release, dated April 24, 2003, of American Express Company announcing its financial results for the first quarter of 2003. 99.2 Additional financial information relating to the financial results of American Express Company for the first quarter of 2003. 99.3 2003 First Quarter Earnings Supplement of American Express Company. ITEM 9. REGULATION FD DISCLOSURE; AND ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 24, 2003, American Express Company issued a press release announcing its financial results for the first quarter of 2003. A copy of such press release is filed as Exhibit 99.1 to this report and is hereby incorporated herein by reference. In addition, in conjunction with the announcement of its financial results, American Express Company distributed additional financial information relating to its 2003 first quarter financial results and a 2003 First Quarter Earnings Supplement. Such additional financial information and the 2003 First Quarter Earnings Supplement are being furnished as Exhibits 99.2 and 99.3, respectively, to this report and each are hereby incorporated by reference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN EXPRESS COMPANY (REGISTRANT) By /s/ Stephen P. Norman Name: Stephen P. Norman Title: Secretary DATE: April 24, 2003 EXHIBIT INDEX Exhibit No. Description ----------- ----------- 99.1 Press Release, dated April 24, 2003, of American Express Company announcing its financial results for the first quarter of 2003. 99.2 Additional financial information relating to the financial results of American Express Company for the first quarter of 2003. 99.3 2003 First Quarter Earnings Supplement of American Express Company.