8k Change in Chief Credit Officer

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549
________________________

FORM 8-K

 

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): January 1, 2007

First Citizens Bancshares, Inc.
 (Exact name of registrant as specified in its charter)

Commission file number 0-11709
 ________________________

 

Tennessee

62-1180360

(State or other jurisdiction of

(IRS Employer Identification No.)

incorporation or organization)

  

P.O. Box 370, One First Citizens Place
Dyersburg, Tennessee 38024
 (Address of principal executive offices including zip code)

(731) 285-4410
 (Registrant's telephone number, including area code)
________________________

Item 5: Other Events and Regulation FD Disclosure

The Registrant hereby files this document to report change in Executive Management.

Exhibit List:  Exhibit 99.1  Press Release announcing change in Executive Management position - Chief Credit Officer