UMBFC Press Release

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934( Mark one)

Date of Report (Date of earliest event reported): April 17, 2003

UMB FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)

Missouri
(State or other jurisdiction of incorporation
  0-4887
(Commission file number)
  43-0903811
(IRS Employer Identification No.)


1010 Grand Boulevard
Kansas City, Missouri

(Address of principal executive offices)
64106
(Zip Code)

Registrant's telephone number, including area code: (816) 860-7000

Not Applicable
(Former name or former address, if changed since last report)








Item 5. Other Events and Regulation FD Disclosure

On April 17, 2003, UMB Financial Corporation issued a press release announcing that the Board of Directors have authorized the purchase of up to one million shares of the Company's common stock during the next 12 months. A copy of this press release is attached as Exhibit 99.1.

Item 7. Financial statements and Exhibits

             (c) Exhibits

             Exhibit 99.1 - Press release dated as of April 17, 2003

Item 9. Regulation FD Disclosure

On April 17, 2003, UMB Financial Corporation issued a press release announcing its earnings release for the first quarter of 2003. A copy of this press release is attached as Exhibit 99.1.

The information furnished under Item 9 is also intended to be furnished under Item 12. Results of Operations and Financial Condition, in accordance with SEC Release 33-8216.




  UMB FINANCIAL CORPORATION
(Registrant)
 
 
April 17, 2003 /s/ Daniel C. Stevens
Chief Financial Officer